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Excess Workers' Compensation

Liberty offers excess of loss reinsurance protection to employers who choose to self-insure their Workers’ Compensation Liability throughout Australia or the Commonwealth. We have been insuring Workers’ Compensation risks for over a century.

At a glance:

  • Cover begins when compensation costs exceed the insured’s retention (set according to business size, jurisdiction and risk profile)
  • We pay dollar-for-dollar on the insured’s Workers’ Compensation Liability
  • Payments are not indexed once retention is exceeded
  • Minimal exclusions for war, terrorism and atomic energy risks 
  • Clients have access to the  Liberty Mutual Research Institute for Safety (devoted to Workplace Health and Safety research for >50 years).

Visit our Group Sites:

LIU Specialty Markets LIU Specialty Markets

Copyright 2019 Liberty International Underwriters

Liberty International Underwriters, known also as LIU or Liberty, is a trading name of Liberty Mutual Insurance Company (ABN 61 086 083 605) incorporated in Massachusetts, USA (the liability of members is limited); Liberty International Underwriters Limited (No. 2400200), incorporated in Hong Kong and Liberty International Underwriters Pte Limited (UEN 201538069C), incorporated in Singapore with a branch in Labuan (Reg. No. LF12903), licensed to carry on general insurance business under the Labuan Financial Services and Securities Act 2010, Lic. No. IS2016162 (together LIU).

We are not authorised to provide financial product advice. Accordingly, the information on this website does not take into account your objectives, financial situation or needs. Always consider the applicable policy wording and other relevant disclosure documents before deciding to acquire a financial product.


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